You are in good health and you see your doctor regularly, so what should you do now that you were turned down for life insurance based on the results of the medical exam? The first step is not to panic. While it is possible that a life insurance medical exam can reveal serious health problems of which you might not have been aware, in many cases you may be denied insurance or charged higher premiums simply because the medical underwriter found something troubling that he or she could not explain from your medical history.

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